Real Estate Loan Officer
Location: Alexandria, Virginia
Description: State Department Federal Credit Union is currently seeking to employ Real Estate Loan Officer right now, this job will be placed in Virginia. More complete informations about this job opportunity kindly see the descriptions. State Department Federal Credit Union fosters an organizational culture based on teamwork, recognition and personal development. Headquartered in Alexandria, Virginia w! ith assets exceeding $1 billion, the opportunities for growth abound. We take pride in providing our employees with opportunities to grow and be challenged through a variety of internal training and workshops. Our employees are in turn rewarded with the recognition they deserve and the opportunity to advance. Join our team and benefit from competitive salaries, outstanding benefits including Health, Dental, & Vision Plans the first day after 30 days of employment, matched 401K plan including 3% contribution by SDFCU, an Education Reimbursement Program and monetary compensation for travel.
Required Skills
We are currently seeking a professional, career oriented individual with excellent communication and organizational skills to join our team as a Real Estate Loan Officer.
The person in this role will be expected to originate and process First Mortgage Loans and be able to interpret and apply established guidelines to determine credit worthiness of! the borrower and the integrity of the documents submitted. Th! ey must also accurately enter loans into the current underwriting system; Exercises prudent lending practices to minimize the financial risk to the Credit Union; Verify HMDA data on each mortgage loan; Utilize all available automation and electronic means to provide accurate and timely status reports on all of the files currently in process; Make necessary changes to loans based on findings from quality control audits; and keeps abreast of all new products being offered by SDFCU and any changes to guidelines by investors or government agencies that affect the underwriting guidelines of mortgage loans.
Additional responsibilities include but are not limited to attending real estate lending seminars/training programs as requested by SDFCU to remain informed on changes and trends in the market place; Attending departmental meetings and training seminars; Must be able to professionally interact and perform assigned tasks, both accurately and timely with vendors, such a! s attorneys, title agents, our Internet Lending provider, outside audit firms etc.; have the ability to meet or exceed production, quality, and quantity goals/standards set by SDFCU, which includes cross selling additional SDFCU products to our members.
Required Experience
Minimum 2-3 years origination of conforming and non-conforming loans
Associates degree with mortgage, financial, or business concentration desired
Thorough working knowledge of underwriting criteria utilized by conventional financing guidelines set by Freddie Mac and Fannie Mae
Thorough knowledge of the Fair Housing Act and Consumer Protection Laws such as FCRA, ECOA, RESPA and TIL
Excellent interpersonal, verbal, and written communication skills
Ability to take initiative and independent judgment, while working within established scope of authority
Excellent organizational skills and attention to detail
Ability to use sound ! judgment and diplomacy
Ability to adapt to a constantly changi! ng work environment in addition to demonstrating flexibility
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If you were eligible to this job, please send us your resume, with salary requirements and a resume to State Department Federal Credit Union.
Interested on this job, just click on the Apply button, you will be redirected to the official website
This job will be opened on: Thu, 15 Aug 2013 07:49:16 GMT
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